Privacy Policy

Your budget stays on your phone. The ads come from Google.

Last updated 7 October 2026

What the app stores

Your take-home pay, pay schedule, balance, bills, logged spending and reminder settings are saved in the app's own storage on your device. The app has no account and no server. Your budget is never uploaded, and the app never asks for a bank connection.

Ads

The free version shows a banner ad from Google AdMob. Google's ad software runs inside the app and can collect:

• Device information, such as the model, operating system and language.
• Your IP address, which can show your approximate location.
• Your device's advertising ID, only if you allow it.
• Which ads were shown and tapped.
• Crash and performance data for the ad software.

Google uses this to show ads, measure them and prevent fraud. It shows ads that match your interests only if you allow it. Google never receives your budget, bills or spending. See how Google uses information from apps that use its services.

Your choices

• In the EU, UK and Switzerland, the app asks for your consent before it loads ads. Change your answer any time in Setup → Ads → Ad privacy choices.
• On iPhone, the app asks whether it may track you across apps. If you say no, the advertising ID is never shared. Change this in Settings → Privacy & Security → Tracking.
• Remove ads is a one-time purchase. After it, the app stops loading ads and no longer starts Google's ad software.

Purchases

The Remove ads purchase is handled by the App Store or Google Play. The app receives only confirmation that it was bought. No payment details reach the app or the developer.

Reminders

Payday and bill reminders are scheduled by your device from your own settings. They are not push notifications, so no server learns your pay dates or bills.

Backups you make yourself

An exported backup is a plain, unencrypted file holding your setup, bills and history. If you save it to a cloud drive or send it somewhere, that service's privacy policy covers it.

Children

The app is not directed at children under 13.

Deleting your data

Start over in Setup erases your budget. Deleting the app removes everything it stored. To reset the advertising ID on iPhone, see Settings → Privacy & Security → Tracking. On Android, see Settings → Privacy → Ads.

Changes

If this policy changes, the date above changes with it.

Contact

Questions: oplpet95@gmail.com